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Whose Line is it Anyway? Why Service Line Coverage Matters

If you’re like many homeowners, you’ve received multiple solicitations in the mail persuading you to buy a protection plan for your exterior utility lines or pipes. It seems like they’re in the mail pile at least every month. And if you’re like most people, you’re not quite sure if this protection is something you might actually need.

The reality is that as a homeowner, underground service and utility lines on your property are usually your responsibility--and breaks in a line or accidents during digging can happen. If you need to repair or replace damaged lines or pipes, the cost can be substantial.  

Typical homeowners insurance policies don’t provide coverage for damage to underground service lines or pipes. But if you have an ErieSecure Home® insurance policy, you can purchase additional protection that covers the cost of these expensive repairs*.  


With new coverage available from ERIE, your home can be covered from the front stoop all the way to the curb. Instead of paying for multiple service contracts through multiple utility companies or a third-party corporation, you can get coverage for underground service lines included with your home insurance. That means you won’t be stuck footing the bill for damage should something happen*.


Service line coverage is available when you add either the Plus or Select bundle to an ErieSecure Home® policy. It provides coverage for damage to lines like cable, internet and electrical wiring, and damaged natural gas, propane and sewer pipes.

Talk to a local Erie Insurance agent today who can explain the details and give you a quote. And once you have service line coverage in place, feel free to toss out those mailers without hesitation. 

*Coverage is not available in all states. See individual policies for specific coverage details. Coverage is subject to terms, conditions, limits and exclusions. Please refer to our disclaimer and talk to an ERIE agent for state-specific policy information.

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